Travel insurance may offset your travel investment if you are forced to cancel your trip, return home early, seek medical treatment, and more when you are traveling. Common examples are:

• Passports or wallet stolen – where do you get emergency cash or your passport replaced?
  
• A family member becomes seriously ill and you choose not to travel – how can you recoup your money?
  
• You arrive at your destination but your luggage does not – if it’s only delayed, who pays for your necessities and if it never arrives, how do you replace all those new clothes you bought for your trip?
  
• You or your traveling companion are involved in an accident or perhaps become very ill during your trip and adequate medical treatment is not available – who will assist in arranging and paying for a medical evacuation?

All of us think that these things will never happen to us, but the reality is that they do occur thousands of times every year. For travel insurance options, click here.